Flexible, simple and comprehensive, the flexible-finance protection range offers good value protection insurance, backed by great service. Below is a typical list of features that we would expect to include in a policy. This is an example only and we do not guarantee ALL features will be included in your policy.
- free instant cover for many clients whilst we process the application
- lump sum or income
- own occupation or working tasks
- Total Permanent Disability is automatically included
- free children's cover up to £25,000
- only 1 exclusion - self-inflicted injury
- stand alone cover or accelerated with life cover
- reviewable rates (first review after 5 years, then every year)
- 14 day survival period (unless taken with life cover)
- cover can be taken out on a level, decreasing or increasing basis
- access to independent helplines giving free advice on a wide range of issues
- cover for 31 illnesses
- free instant cover for many clients whilst we process the application
- guaranteed rates
- full term terminal illness cover - no exclusion in the last year
- lump sum or income
- increasing, level or decreasing cover
- bereavement counselling and access to a range of support and advice.
- free instant cover for many clients whilst we process the application (working tasks definition only)
- guaranteed rates
- generous cover limits - £6,250 a month for those working, £1,000 for those not working (subject to a maximum of 55% of pre-tax earnings)
- choice of 4 deferred periods - 4, 13, 26 and 52 weeks
- automatically includes payment protection (Payment Cover for Sickness)
- no deduction of state benefits or other insurance waiver premiums from claim payments
- increasing cover available
- claims can be paid for 1 or 2 years or until the end of the term
- built-in Care Cover Option giving your clients the opportunity to convert their cover, when it ends, to a long-term care type cover
- help with rehabilitation and recovery - before and after we pay a claim
- access to independent helplines giving free advice on a wide range of issues
- clients can protect up to 55% of their income, not just their mortgage payments
- can be combined with 'Income Cover for Sickness' for comprehensive income protection
- automatically includes payment protection (Payment Cover for Unemployment)
- standard 4 week deferred period
- any claims are backdated to the date of unemployment
- increasing cover available
- claims can be paid for 1 or 2 years
- access to independent helplines giving free advice on a wide range of issues, including unemployment counselling, CV and interview advice.
- Instant Online Household Quotes
We aim to search the market to beat your existing insurance premiums however cost savings are not guaranteed.
